In Hernando County 2010, there were a total of 1,760 or 26.3% of Florida’s Sinkhole claims.
Between the period 2006-2009 there were 4,276 claims or 23.8%, of Florida sinkhole claims reported from Hernando County alone. 66% of Florida’s sinkhole claims are concentrated in three counties—Hernando, Pasco and Hillsborough.
The total number of claims for the three counties during this same period is 11,872.
In 2010, the number of claims in Hernando and Hillsborough are increasing, while the number of claims from Pasco County has declined by 7.2%.
In aggregate, however, the total of sinkhole claims in these three counties
thus in 2010 has increased and represents 67.9% of the total sinkhole claims reported.
**Note: These numbers may have changed since this report.
The West Coast of Hernando County, including the municipalities of Spring Hill and Weeki Wachee, is particularly prone to sinkhole occurrence due to its physiography.
The probability of a sinkhole occurring in the County is high, although the individual risk is not great.
Twice the monthly average of sinkhole incidents are received during the rainy season when compared to the dry season.
In parts of Hernando, Pasco, Marion, Citrus and Levy counties, limestone is exposed at the surface or is covered by a thin layer of soil.
The limestone is subject to both physical and chemical processes that break down the rock.
When this breakdown occurs, it usually forms a cavity or void. Due to the natural dissolving of limestone, these sinkholes develop continuously, but slowly.
Karst topography dominated by sinkholes or dolines usually has several distinct surface features. Sinkholes (also known as dolines) are surface depressions formed by either:
1) the dissolution of bedrock forming a bowlshaped depression, or
2) the collapse of shallow caves that were formed by dissolution of the bedrock. These sinkholes or shallow basins may fill with water forming lakes or ponds.
If you have Filed a sinkhole claim and it has been denied, do not take the insurance company’s word for it that you do not have a sinkhole on your property or affecting the structural integrity of your home.
Sometimes an insurance company will offer to pay compensation for cosmetic sinkhole repairs—sometimes called “above the slab” repairs—while ignoring potential substantial structural damage to the home that requires subsurface remediation.
Other times, they will offer only to remediate subsurface sinkhole activity by grouting, which essentially involves pouring cement into the sinkhole cavities in hopes of propping up the structure, with varied results.
We accept sinkhole cases on a contingency fee basis, and if we do not obtain a recovery, settlement or judgment on your behalf, you will not owe us any fees or costs.
For more Information Contact Us.
Recent changes in Florida law created what is known as Neutral Evaluation.
Either you or the insurance company may request it, at the insurance company’s expense.
It is usually a good idea to consult with a qualified legal professional about your options.
This can be an intimidating process and you are entitled to have a lawyer present for your EUO if you so choose.
So do not hesitate to contact us for advice and counsel should you receive any request by your insurance company to submit to a Neutral Evaluation, EUO or home inspection, or for consultation regarding any step of the claims process.
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